PayPal offers credit and debit cards, that customers can use to access their PayPal balance for online payments and in-person purchases. This is just like your default card giving to you by your back. PayPal Credit Card gives you access to money that is available on your Paypal account.

PayPal Credit Card - PayPal Prepaid Debit Cards

PayPal has grown to become a well-known first option, that provides consumers the ability to send and get money online. However, it is being referred to as one of the fastest ways to finance online purchases. PayPal Credit Card offers three different options for debit or credit card. They are

  • The Prepaid Mastercard.
  • The Debit Mastercard.
  • The Extras Mastercard.

The above listed are various options for PayPal credit card that are available to all users. Each of this card has their unique features as it up to the user to decide which one is best for him or her. PayPal also has Two Prepaid Debit Cards option which is also accessible to users.

How to Apply For PayPal Credit Card

When it comes to PayPal Credit Card application process, it very easy and fast. But note that you have to be eligible to get PayPal Credit Card as it’s not available to all countries. You can visit www.paypal.com to apply for PayPal Credit Card.

PayPal Prepaid Mastercard

The PayPal Prepaid Mastercard is a prepaid debit card, offered by PayPal. Like all prepaid cards, customers will be required to load money onto the card, to be able to use it. This card is useful for managing your spending, because, you can only spend what you have loaded, which makes it impossible to rack up debt and overdraft charges.

Anybody can get a prepaid card, even if you have never built up a credit history, or you have a bad credit. The card can be gotten if you order online from PayPal. It can also be purchased from participating retailers. However, users are to pay $4.95 fee per month, to keep the PayPal Credit Card open. PayPal also charges fees for ATM withdrawals, but ATMs on the Allpoint network may be free to use.

PayPal Debit Mastercard

The PayPal Debit Mastercard enables you to spend cash directly from your PayPal account balance. To use this card, you’ll need to have funds in your PayPal account, from payments you have received or transfers, you have made into the account.

This card, offers 1% cash back, on certain purchases that you make with the card, though, you have to be sure to select “Credit” at checkout for your purchase. This card, charges no monthly fees, although, users might have to pay fees for transactions like ATM withdrawals and cash advances.

PayPal Extras Credit Card

The PayPal Extras credit card is another card option to consider. The Extras credit card, enables you to borrow from PayPal, thru a credit account with Synchrony Bank. Cardholders, earn points and take advantage of consumer protection that accrues with the card.

  • With the PayPal, Extras credit card, users, earn points, as they spend.
  • Certain purchases attract one to three points, which can be redeemed for gift cards, travel vouchers, or cash back to your PayPal account.
  • Charges no annual fee.
  • To apply for, and get approved for the Extras card, you will need to qualify, just like you would with any loan or credit card. PayPal will check your credit, and ask about your income and employment.

These are the various credit cards which PayPal offers to their uses, make your choice today, and take a pick from these cards, and enjoy the benefits that accrue to them.

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